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The Australian Taxation Office (ATO) is warning self-managed superannuation fund (SMSF) trustees and retirees about the risks of some emerging retirement planning arrangements.The first scheme that has come to the ATO's attention involves SMSFs acting as unit holders in...
It hits most of us at this age - the moment when you realise that your parents are no longer as strong and independent as they always were when we were growing up.Caring for ageing parents is a very...
By the time many people have reached their 50's, they’re expecting to have the freedom to perhaps travel more and focus on their career – and start putting more money away for retirement.However, the reality for many younger baby...
It’s that time of the year again, when we start to debate the best way to spend our tax refund from the last financial year.Based on the 2015 MoneySmart guide put out by the Australian Securities & Investments Commission...
Becoming debt-free on your home is the day you can loosen the purse strings a little bit. You can also target your investment debt and fast track your wealth creation strategy.So, let’s look at implementing a plan that will...
From July 1, a raft of new laws come into place that dictate how you can fund your super – and now’s the time to seek advice and take action, implore money experts.Higher income earners and those who are...